Roles and Responsibility of a Banking Fresher

Roles and Responsibility of a Banking Fresher

A Banking fresher handles a great deal of activities within the periphery of his job profile. They are not supposed to just sit at their seats and play with the numbers and notes but get involved in many other banking activities that would contribute in their own in the progression of bank. Here we help you get an insight towards roles and responsibilities of banking fresher â€" 

• The very first role and responsibility of a fresh bank employee is to look presentable and pleasing as they are akin to the face of the bank. They should always carry a pleasant smile on their face and deal the customers efficiently.

• Banking fresher must have a sharp mind and a quick financial acumen so that no wrong calculation or accounts related fact miss their eye and understanding. 

• Banking fresher are supposed to attend the bank’s customers who have come their various banking activities like withdrawal of depositing of checks or cash, updating of their passbooks, and checking of their savings or current account. 

• Banking fresher are also supposed to check and countercheck the account balance of customers and resolve their queries. They are also supposed to issue the bank and debit cards to customers so that they can withdraw their money from bank’s ATM or have hassle free online shopping.

• One of the important responsibilities of banking fresher is to check and cross the authenticity and credibility of the checks that have come for the clearance or which the bearer is carrying to cash them. 

• They are also sometimes allocated crucial responsibility of maintaining the cash registers and to record all transactions taking place in the day meticulously. 

• Banking freshers are also expected to sell the financial products, schemes, Services and policies. They are also expected to maintain computerized records of all the services and products for the use and reference of customers.

• They are also expected to organize, maintain and stock their workstations for efficient working. They also advise new customers over how to open a new savings or a current account.  

• More of roles and responsibilities of banking fresher include rendering of advice and opinion to new and fresh customers. This may mean providing advisory on loans, accounts, bonds, fixed deposits and overdraft. 

• Banking freshers are also expected to manage the existing customer base and attract newer ones in order to escalate the bank’s performance and profit.

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